{
 "$schema": "https://viarapidaservices.com/.well-known/agent-intake.json",
 "version": "2026-09-10",
 "organization": {
  "name": "Via Rapida Services",
  "alsoKnownAs": "Insurance City Agency, LLC",
  "license": {
   "authority": "California Department of Insurance",
   "number": "6003045",
   "verify": "https://cdicloud.insurance.ca.gov/cal/LicenseNumberSearch"
  },
  "otherStates": [
   "TX",
   "GA",
   "FL"
  ],
  "languages": [
   "en",
   "es"
  ],
  "attestation": "https://eyma.ai/api/attest/viarapida?preview=1"
 },
 "intake": {
  "method": "email",
  "address": "vrs@viarapidaservices.com",
  "subjectFormat": "AGENT RFQ \u2014 <insured name> \u2014 <line of business>",
  "humanPage": "https://viarapidaservices.com/agents.html",
  "acknowledgeWithin": "1 business day",
  "quoteOrDeclineWithin": {
   "auto_renters_small_commercial": "2 business days",
   "wildfire_or_surplus_property": "5 business days"
  },
  "phoneRequired": false,
  "emailOnlyHonored": true
 },
 "requiredFields": [
  "insured_names_and_dob",
  "risk_address",
  "line_of_business",
  "coverage_targets",
  "prior_carrier_policy_expiration",
  "claims_5yr",
  "agent_identity_operator_contact",
  "preferred_response_channel"
 ],
 "conditionalFields": {
  "property": [
   "year_built",
   "sq_ft",
   "roof_year_type",
   "construction",
   "stories",
   "pool",
   "mitigations",
   "fhsz"
  ],
  "auto": [
   "vins",
   "use",
   "annual_miles",
   "drivers_license_dob_violations"
  ],
  "financed": [
   "mortgagee_or_lienholder",
   "loan_number"
  ]
 },
 "consent": {
  "required": true,
  "rule": "The insured must email vrs@viarapidaservices.com from their own address authorizing Via Rapida Services to obtain quotes and consumer reports (CLUE, credit-based insurance score) and confirming the agent acts for them; a signed authorization letter also satisfies this.",
  "why": "FCRA consumer-report consent; California broker practice",
  "beforeConsent": "no premiums, carrier names or documents are released to third parties"
 },
 "lines": {
  "personal": [
   "auto",
   "homeowners",
   "renters",
   "landlord_dp3",
   "sr22",
   "non_owner",
   "itin_matricula_auto",
   "umbrella_coordination"
  ],
  "commercial": [
   "general_liability",
   "bop",
   "workers_comp",
   "commercial_auto",
   "contractor_license_bond",
   "restaurant",
   "trucking"
  ]
 }
}