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Via Rapida Insurance Blog · October 2026 · Reading time: 7 min

Car Insurance in Selma, CA — No US License, ITIN or AB 60 Accepted (2026)

You can get car insurance in Selma today even without a US driver's license or Social Security number. We serve Selma and Fresno County by phone at 209-670-1556 — ITIN, AB 60 license, matrícula consular, and foreign licenses are accepted by carriers in our network, and policies are active the same day you call. We have no office in Selma; our nearest location is Stockton at 956 W. Robinhood Dr, approximately 140 miles north via CA-99. Se habla español. 209-670-1556.

You Don't Need a US License to Get Car Insurance in Selma

California law under Vehicle Code §12801.9 (AB 60) allows undocumented residents who cannot prove legal presence to apply for a California driver's license through the standard DMV testing process. If you have an AB 60 license, most carriers in our network will write you a policy the same day. If you have only a foreign license — a Mexican licencia de conducir, a Guatemalan, Honduran, or other foreign credential — several carriers still accept you for a liability or full-coverage policy. And if you have a matrícula consular, several carriers in our network accept it as a valid form of identification.

Selma is a city of approximately 25,000 residents in Fresno County, located roughly 18 miles southeast of downtown Fresno via CA-99. The 93662 ZIP code is the only ZIP for Selma — one of the nation's top raisin-grape growing regions. Thousands of residents in the area work in vineyards and orchards, and the annual raisin and grape harvest (roughly August through October) brings seasonal workers who rely on personal vehicles to reach labor sites across the Floral Ave corridor, Dinuba Ave, and the surrounding agricultural land. Many of these drivers hold a Mexican matrícula, are working toward an AB 60, or already have one — and every one of them needs insurance to legally operate on CA-99.

Not having a Social Security number is not a barrier to coverage — several carriers in our network accept an ITIN or no SSN at all.

No Via Rapida Office in Selma — Here Is How We Serve You

We do not have a physical location in Selma. Our nearest office is Stockton at 956 W. Robinhood Dr, approximately 140 miles north via CA-99 (Monday through Friday, 10am to 6pm). Our San Jose office at 25 N. 14th St is approximately 180 miles northwest (Monday through Friday 10am to 6pm, Saturday 10am to 3pm). The distance is real — which is why most Selma-area drivers complete the entire process remotely without making the trip.

How we serve Selma and Fresno County drivers without an office visit:

What Documents You Need

The exact documents depend on which carrier we match you with, but here is the standard checklist for a Selma driver without a standard US license:

DocumentNotes
Driver's license — AB 60, foreign, or matrícula consularBring what you have; we work from there
ITIN (if you have one)Some carriers use it for identity matching; others do not require it
Vehicle year, make, model, and VINFound on the dashboard near the windshield or on the registration
Payment methodDebit card, credit card, or money order; first payment activates coverage
Lienholder info (if vehicle is financed)Lender name and address to add to the policy

You do not need to produce a Social Security number, proof of citizenship, or proof of legal immigration status to get car insurance in California. Insurers price risk, not status — and for a vineyard worker in the 93662 ZIP commuting on CA-99 to a labor site near Dinuba Ave, coverage is what keeps a traffic stop from becoming a much larger problem.

What Car Insurance Costs in Selma Without a License

Selma sits in a mid-range tier for the Central Valley: lower than Fresno metro but higher than some smaller rural towns in the area. CHP runs patrols and checkpoints on CA-99 in the Selma/Kingsburg stretch — an uninsured citation under CVC §16028 carries a $100–$200 fine and creates an SR-22 requirement that raises your future rates significantly. Getting insured first is the math that works.

License / Document TypeTypical Coverage Available
AB 60 California licenseLiability + full coverage + SR-22
Valid foreign license (Mexico, Central America)Liability; full coverage carrier-dependent
Matrícula consular onlyLiability (limited carriers)
No license (vehicle in another family member's name)Named-driver exclusion situations — call us

Ready to get insured in Selma? Call — we quote multiple carriers and activate your policy the same day. AB 60, ITIN, foreign license, matrícula all accepted.

Call 209-670-1556 Get a Quote Online

The Selma DMV Field Office — AB 60 and License Transfers

To get or renew an AB 60 license, Selma residents use the Selma DMV Field Office at 2210 High St, Selma, CA 93662. Hours: Monday, Tuesday, Thursday, and Friday 8am to 5pm; Wednesday 9am to 5pm; closed weekends. Appointments are strongly recommended — book at dmv.ca.gov/portal/appointments or call 1-800-777-0133. The Selma field office handles AB 60 issuance, title transfers, license reinstatement, and registration services for the 93662 ZIP and surrounding Fresno County communities.

Important distinction: we handle the insurance side — the AB 60 license application is a separate process you complete with the DMV directly. We can explain what documentation the DMV requires, but the application, knowledge test, and driving test are between you and the DMV office on High St.

Major corridors in Selma: CA-99 (north–south spine to Fresno and Kingsburg), Floral Ave, Dinuba Ave, McCall Ave, and Rose Ave (serving the Rose Marie area east of downtown). CHP runs routine patrols on CA-99 between Fresno and Selma — an uninsured stop on that stretch creates legal and financial problems that follow you long after the citation is paid.

Selma's Raisin Country Driving Context

Selma and the surrounding 93662 ZIP sit at the center of one of the nation's most productive raisin-grape growing regions. Sun-Maid Growers, headquartered in nearby Kingsburg, is the area's most recognized employer brand — and thousands of workers across Selma, Kingsburg, Fowler, and Dinuba work in vineyard cultivation, harvest, and packing operations. During the annual harvest (August through October), seasonal workers arrive from across California and from Mexico, many of them holding only a Mexican licencia de conducir or a matrícula consular. They need to drive between labor sites, to the Selma DMV on High St to begin the AB 60 process, and north on CA-99 toward Fresno for errands and services.

Every driver on CA-99 in the 93662 ZIP — seasonal worker, year-round resident, or commuter — is required under California law to carry minimum liability insurance. An uninsured citation during the harvest season, when CHP activity increases, costs more in fines, SR-22 fees, and higher future premiums than an entire year of a basic liability policy.

Selma residents also commute regularly north on CA-99 toward Fresno (about 18 miles) for work, medical appointments, and shopping, and south toward Fowler (about 5 miles) and Kingsburg (about 8 miles). If you drive that corridor regularly without insurance and get stopped, the financial damage is immediate and compounding.

California Minimum Liability Requirements (SB 1107 — 2025)

California raised its minimum liability limits under SB 1107, effective January 1, 2025. The new minimums are 30/60/15:

These replace the old 15/30/5 limits that had been in place since 1967. If your policy was written before January 1, 2025 at the old minimums, it may need to be updated at renewal. When we quote you in Selma, all options presented already meet or exceed the 2025 SB 1107 minimums — you will not accidentally end up with a non-compliant policy through our office.

For drivers with an AB 60 license or a foreign license who are also subject to an SR-22 requirement, the minimum liability thresholds are the same — 30/60/15 — but the SR-22 certificate adds a filing fee that varies by carrier. Call us to get the SR-22 and auto policy quoted together; bundling the SR-22 into the initial policy is cleaner and usually faster than adding it later.

SR-22 Filing With an AB 60 or Foreign License

An SR-22 is a certificate of financial responsibility that your insurance carrier files with the California DMV on your behalf. It is required after certain violations — DUI, driving without insurance, license suspension — and must remain on file for typically three years. It is not a separate policy; it is an attachment to an existing auto policy.

Several carriers in our network write SR-22 filings for drivers in the 93662 ZIP who hold an AB 60 license, a foreign license, or a matrícula consular. The ITIN requirement varies by carrier — some accept it, others use alternative identification methods. We file the SR-22 electronically the same day you activate your policy. You do not need to go to the Selma DMV field office to file the SR-22 yourself — that is handled between us and the carrier.

See also: SR-22 Same-Day Filing › and High-Risk Auto Insurance ›

Frequently Asked Questions

Do you have an office in Selma for ITIN car insurance?

No office in Selma — we serve Selma and Fresno County by phone at 209-670-1556. Most policies are quoted and activated the same call. If you prefer in-person, our Stockton office at 956 W. Robinhood Dr is approximately 140 miles north via CA-99, open Mon–Fri 10am–6pm. Our San Jose office at 25 N. 14th St is approximately 180 miles northwest (Mon–Fri 10am–6pm, Sat 10am–3pm).

What documents do I need to get car insurance in Selma with an ITIN?

To get quoted you need: (1) your ITIN or SSN, (2) a valid driver's license — AB 60, U.S. state license, or foreign license from Mexico or another country, (3) the vehicle year/make/model and VIN, and (4) payment method. Matrícula consular is accepted in lieu of a standard ID by several carriers in our network. No Social Security number is required.

How much does car insurance cost in Selma without a US license?

What Via Rapida auto customers across California paid us over the 12 months to Oct 26, 2026 (source: our own policy records; statewide, since we do not publish a separate Selma figure), not a quote: liability-only median $112/month (middle half $82–$154, n=6,455); full coverage median $285/month (middle half $216–$380, n=1,731). These figures cover all our auto customers; we do not publish a separate figure for drivers without a US license. Rate varies by vehicle, driving record, and which carrier writes your profile. Quoting multiple carriers the same call is how you find where you land.

Can I get SR-22 insurance in Selma with an AB 60 license?

Yes. Several carriers in our network write SR-22 filings for drivers with an AB 60 license and an ITIN or no SSN. The SR-22 filing process is the same regardless of license type — what matters is that the policy meets California's minimum liability requirements (30/60/15 under SB 1107). We file electronically the same day. Call 209-670-1556 for same-day service. See also: SR-22 Same-Day Filing ›

En Español

¿Necesitas aseguranza de auto en Selma, CA sin licencia de EE.UU.? Tenemos esta misma guía en español — sin técnicos y sin juzgarte — con todo lo que necesitas saber sobre documentos, costos y cómo cotizar el mismo día.

Lee la guía en español ›

Car Insurance in Selma — Same Day, No US License Required.

No office in Selma — call 209-670-1556 and we quote multiple carriers the same call. AB 60, ITIN, foreign license, matrícula accepted. Walk-ins welcome at Stockton, 956 W. Robinhood Dr, ~140 mi north via CA-99, Mon–Fri 10am–6pm. Bilingual service. Se habla español.

Get a Quote Call 209-670-1556
Reviewed by Santo Militello, California-licensed Property & Casualty agent (CA License #1737723) and owner of Via Rapida Services (Insurance City Agency, LLC) — CA Insurance License #6003045. Our licensed team brings more than 70 years of combined insurance experience. Physical offices in Stockton, San Jose, and San Rafael; Selma and Fresno County are served by phone at 209-670-1556. Selma DMV office details from dmv.ca.gov (October 2026). Individual rates vary by carrier, coverage selections, and driver profile. California minimum liability limits per SB 1107 (effective 2025): 30/60/15. Last reviewed 2026-10-23.
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