Serving Stockton · San Jose · San Rafael since 2013  |  ¡Hablamos Español!
Insurance City ↗ 📞 209-670-1556
SR-22 Specialist · California

SR-22 Insurance
Filed Same Day.

Un error no te define. We help you get back on the road.

DUI, suspension, no insurance ticket? We file your SR-22 electronically with the California DMV — often within the hour. Walk in, no appointment needed.

Aceptamos ITIN · Sin preguntas sobre tu estatus

Electronic filing — DMV notified same day
No broker fees on standard policies
Se habla español — bilingual agents
Non-owner SR-22 available (no car needed)
Low rates — we compare multiple carriers
Get Your SR-22 Quote
Real rates · Takes about 3 minutes
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No broker fees on standard policies · Bilingual · Se habla español

Prefer to talk to an agent?

209-670-1556

Or leave your number — we'll call you back

12,250+ Customers Served·$0 Broker Fees·4.8★ Rating·Same-Day Coverage

SR-22 is not insurance — it's a certificate the DMV requires.

An SR-22 is filed by your insurance company with the California DMV, proving you carry minimum liability coverage. Courts and the DMV require it after certain driving incidents. Without it, your license stays suspended. If you've been classified as a high-risk driver, we can handle CAARP enrollment and SR-22 filing in the same visit.

Common situations that trigger SR-22.

DUI or DWI

Most common reason. Required for 3 years from conviction date — not the filing date. Read our guide on getting car insurance after a DUI.

No Insurance Ticket

Getting caught uninsured triggers SR-22 requirements even on a first offense.

License Suspension

Required to reinstate your license in most California suspension cases.

At-Fault Accident Uninsured

If you caused an accident while uninsured, expect a 3-year SR-22 requirement.

Reckless Driving

Treated the same as DUI for SR-22 purposes in most California courts.

Too Many Points

California's negligent operator designation triggers SR-22 at certain point thresholds.

We file the same day you come in.

1

Call or walk in — no appointment

956 W. Robinhood Dr, Stockton · 25 N. 14th St, San Jose · 9 Vivian St, San Rafael. Mon–Fri 10am–6pm, Sat 10am–3pm (SJ & SR).

2

We find your lowest qualifying rate

High-risk drivers get very different quotes from different carriers. We compare across our network — not just one company.

3

We bind the policy and file electronically

Once you say go, we issue the policy and file the SR-22 directly with the California DMV via electronic submission. DMV typically processes within 24 hours.

4

You leave with ID cards and SR-22 confirmation

You'll have proof of insurance and an SR-22 confirmation number before you walk out. Some courts accept this same day.

No broker fees on standard policies. Theirs add up.

When you buy SR-22 at Freeway Insurance, Fiesta Auto Insurance, Adriana's, Fred Loya, or A-MAX, your final out-the-door price almost always includes a separate broker fee — typically $50 to $300 per policy. We don't charge that on standard SR-22. Your total price is the premium the carrier quoted. Period.

SR-22 features Via Rapida Freeway Fiesta Adriana's Fred Loya
Broker fee on standard SR-22NoYesYesYesYes
Same-day SR-22 filing (under 1 hour)YesUsuallyUsuallyUsuallyUsually
Fully bilingual EN+ES (every doc, every call)YesVariesVariesYesYes
DMV registration in same officeYesNoNoNoNo
California family businessYesCorporateCorporateCorporateCorporate (TX)

Comparison based on publicly known business practices as of 2026. Individual locations may vary. We are not affiliated with any of the above brands. Read full comparison →

SR-22 questions answered.

How long do I need an SR-22 in California?
Most SR-22 requirements run 3 years from the date of the incident — not when you filed. If your policy lapses, your insurer notifies the DMV immediately, triggering a new suspension. Maintain continuous coverage for the entire period.
What is a non-owner SR-22?
If you need an SR-22 but don't own a car, you can get a non-owner SR-22 policy. It covers you when driving other people's vehicles and satisfies the DMV requirement — usually significantly cheaper than a standard SR-22 policy.
How much does SR-22 cost?
The SR-22 filing fee is typically $15–$25. Your insurance premium will be higher than before the incident — the exact amount depends on your history and carrier. We give you exact numbers before you commit to anything.
¿Hablan español?
Sí — nuestros agentes hablan español. You can handle the entire SR-22 process in Spanish, from the quote to the filing. No interpreter needed.
Can I get insurance without a Social Security number?
Yes. We accept ITIN numbers and do not ask about immigration status. You have the right to be insured in California regardless of documentation status.
Related Services

Other services you may need.

SR-22 San Jose →SR-22 San Rafael →High Risk / CAARP →Auto Insurance Stockton →Mexico Travel Insurance →Bilingual Insurance Agent →

Need an SR-22 today?

Walk in or call — we'll have it filed before you leave.

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