Independent broker serving California small businesses since 2013. General liability, commercial auto, business owners packages — we find the right coverage for your industry and budget.
Aceptamos ITIN · Sin preguntas sobre tu estatus
No broker fees on standard policies · Bilingual · Se habla español
Mon–Fri 10am–6pm · Sat 10am–3pm · Se habla español
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California small businesses can get the full range of commercial coverage from Via Rapida Services as an independent broker — general liability, commercial auto, business owners packages, workers' compensation, contractor insurance, and commercial property — across our offices in Stockton, San Jose, and San Rafael. Because we are independent rather than captive to a single company, we compare coverage across carriers to fit your industry and budget instead of selling whatever one insurer happens to offer.
Most small businesses end up with the wrong coverage for one of two reasons: they buy from a captive agent who only sells one company's products, or they buy a thin off-the-shelf policy online that does not reflect how their business actually operates. As an independent brokerage serving California since 2013, we do the comparison shopping for you, write the lines below across multiple carriers, and back it with bilingual English/Spanish service and no broker fees on standard policies.
Protects your business if a customer is injured or property is damaged. Required by most commercial leases.
Covers vehicles used for business purposes — liability, collision, and comprehensive.
BOP combines general liability and property insurance at a discounted rate. Ideal for small businesses.
Required by California law if you have employees. We can shop this too.
General liability and tools & equipment coverage for contractors and tradespeople.
Covers your business property, equipment, and inventory from fire, theft, and damage.
Commercial insurance is not one-size-fits-all, and neither are our markets — the right coverage looks different for a Silicon Valley startup than it does for a Marin County restaurant or a Central Valley contractor. We serve each market from a physical local office, not a remote call center, so pick the location closest to your business for the local detail that matters there.
Silicon Valley commercial coverage from our East Side office at 25 N. 14th St. — tech and startups, contractors, restaurants, and retail across Santa Clara County, with Saturday hours and bilingual agents.
Marin County commercial coverage from our office at 9 Vivian St. — built around Marin's higher-value property base and the Highway 101 corridor through Novato, Corte Madera, and Mill Valley.
Commercial coverage for Stockton and San Joaquin County is offered through our Insurance City office — a dedicated Stockton commercial page is coming soon. Call 209-670-1556 or stop by 956 W. Robinhood Dr. in the meantime.
As an independent commercial brokerage we are not tied to any single insurance company, which means we can compare your business across multiple carriers and place you with the one that actually fits your industry, your size, and your risk — rather than steering you into one company's product because it is the only one we sell. For a small business owner, that is the difference between a policy built around a sales quota and a policy built around your operation.
We write the same core commercial lines statewide — general liability, commercial auto, business owners packages, workers' compensation, contractor insurance, and commercial property — and we issue the certificates of insurance that landlords, clients, and general contractors require before you can sign a lease or win a bid. Across our Stockton, San Jose, and San Rafael offices we serve California small businesses with bilingual English/Spanish agents, accept ITIN numbers, do not ask about immigration status, and charge no broker fees on standard policies. Every California business owner has the right to be insured, and our job is to make that straightforward.
Walk in or call — we'll find the right coverage for your industry.