Serving Stockton · San Jose · San Rafael since 2013  |  ¡Hablamos Español!
Insurance City ↗📞 209-670-1556
California Small Business · All 3 Locations

Business Insurance.Protect Your Livelihood.

Independent broker serving California small businesses since 2013. General liability, commercial auto, business owners packages — we find the right coverage for your industry and budget.

Aceptamos ITIN · Sin preguntas sobre tu estatus

Independent — we compare multiple carriers
General liability and commercial auto
Business owners packages (BOP)
Se habla español — bilingual agents
No broker fees on standard policies
Serving Stockton, San Jose, and San Rafael
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Real rates · Takes about 3 minutes
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No broker fees on standard policies · Bilingual · Se habla español

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209-670-1556

Mon–Fri 10am–6pm · Sat 10am–3pm · Se habla español

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Business Coverage Options

What we write for California small businesses.

Small businesses often get the wrong coverage because they use a captive agent who only sells one company's products. We're independent — we compare across carriers to find the right fit for your industry.

General Liability

Protects your business if a customer is injured or property is damaged. Required by most commercial leases.

Commercial Auto

Covers vehicles used for business purposes — liability, collision, and comprehensive.

Business Owners Package

BOP combines general liability and property insurance at a discounted rate. Ideal for small businesses.

Workers Compensation

Required by California law if you have employees. We can shop this too.

Contractor Insurance

General liability and tools & equipment coverage for contractors and tradespeople.

Commercial Property

Covers your business property, equipment, and inventory from fire, theft, and damage.

FAQ

Business insurance questions answered.

Do I need general liability?
Most commercial leases require it, and any business that interacts with the public should carry it. It protects you from customer injury lawsuits.
What is a BOP?
A Business Owners Package combines general liability and commercial property insurance at a discount. It's the most common policy for small businesses.
Do you cover contractors?
Yes — we write general liability and tools & equipment coverage for contractors, landscapers, cleaners, and other tradespeople.
¿Hablan español?
Sí — all three locations have bilingual agents. Handle your business insurance in Spanish if you prefer.
Can I get insurance without a Social Security number?
Yes. We accept ITIN numbers and do not ask about immigration status. You have the right to be insured in California regardless of documentation status.
Related Services

Other services you may need.

Business Insurance San Jose →Business Insurance San Rafael →Bond / Surety Insurance →Auto Insurance Stockton →Home & Renters Insurance →

Protect your California business.

Walk in or call — we'll find the right coverage for your industry.

📞 Call 209-670-1556Get a Quote Online