This glossary gives the California meaning of eight insurance and registration terms people ask about at our Stockton, San Jose, and San Rafael offices. Each entry answers in the opening lines, names the statute or agency page, and links to the longer Via Rapida guide. It is a reference. It is not a premium.
The list follows questions we already see on our own pages: a tenant policy, the certificate the DMV accepts as proof, the stickers that come with a renewal, a planned non-operation filing, a policy for a driver who does not own the car, the difference between a wreck's value and a loan balance, a lapse that can suspend registration, and what a DUI changes on the Good Driver Discount and on the proof filing.
Terms
- Renters insurance (HO-4)
- SR-22, proof of financial responsibility
- Registration renewal and the year sticker
- Planned non-operation (PNO)
- Non-owner car insurance
- Gap insurance
- Insurance lapse and DMV registration suspension
- DUI insurance impact
- Full coverage
- Rideshare gap coverage
- Liability coverage (auto)
- DMV points / negligent operator
- Proof of insurance
The same eight entries are written for California Spanish speakers in the glosario de seguros. Offices: 956 W Robinhood Dr, Stockton; 25 N 14th St, San Jose; 9 Vivian St, San Rafael.